Whisk the wet ingredients together with the spices and set aside.
Whisk together the dry ingredients.
Mix the dry into the wet until JUST combined. Fold in the nuts and chocolate chips.
Spoon into the mini loaf pans and even out slightly, if necessary.
Bake for about 45 minutes until the loaves are fully risen and starting to crack on top. Check with a toothpick inserted near the center but not directly into a crack. Keep in mind ovens bake differently and pan sizes vary, so your bake time may differ from mine.
Cool the breads in their pans, or lossen the sides and remove them to cool on a rack.